Are you in need of a student loan?

Do you need a student loan? Do you want some information regarding student loan facilities? This article will help you to gather the necessary information about obtaining a loan for the purposes of the study.

Education is one of the fundamental rights that brightens our lives by removing darkness and ignorance. We need a better education to make life better. To succeed in your career you need a higher grade. For higher education degrees, large amounts of money are required.

There are many private banks which provide easy loan facility to the students. It aims to make graduate studies accessible to middle class and middle class societies. Parents can avail loan facility by following certain specific rules laid down by the bank. In some cases, a student may also get a loan.

Lending Institutions / Banks
A bank is limited
The purpose of OBL Student Loans is to provide much needed financial assistance to the eligible students to pursue higher technical or vocational education at home and abroad. Students who work in foreign education, One Bank, help them fulfill their aspirations through student loans.


Loan amount ranges from BD 50,000 to 20,000 BD /.

The loan term is up to 60 months

Your rate is 10.99%

Minimum documentation

Any Bangladeshi parent / guardian for students between 21 to 65 years of age or retirement age

practical experience:

A permanent / permanent employee with minimum experience of one year and at least six months with current employer

Business personnel: At least two years from the founding business

Professional: Minimum 2 years of practice in a related profession

Minimum gross monthly income:

With salary: 25,000 BD / –

Professional / Owner / Women / Business people: 50,000 BD / –

Joint commercial bank
UCB has student loan facilities. For educational purposes, they provide loans to help eligible students.

Customer Class:
Employees of well-known multinationals and large local companies.
Employees of local medium or medium term companies such as reputed schools and colleges, pathology laboratories, hospitals, restaurants, hotels, newspapers, airlines, reputed real estate developers, insurance and leasing companies, NGOs, aid agencies, joint Nation bodies, commercial and institutional institutions renowned businesses and all other paid employees including government, semi-government and independent employees.


Any tax that reputed businessmen pay, that is, a person who works / pays for himself, has a reliable source of income.
Minimum Income:
12,000 vaccines for individuals and salaries. 25,000 for a merchant
conventional wisdom. 10,000 for employees of government, semi-government and independent bodies
Minimum service length:
For salaried persons, minimum service period is 2 years
Official. Employees must be confirmed at work
Age Range:
At least 20 years
The maximum age due to the loan is 65 years.
Maximum loan term: 05 years

Service Charge: 1% of the loan amount + VAT depending on the government. Rule

Initial Settlement / Partial Payment: Allowed at any time at no charge.

NCC Bank
NCC Bank provides educational loans for qualified candidates to ensure better higher education. For studying abroad, they also have special packages.

Applicant eligibility
Any Bangladeshi student has successfully completed at least HSC
All the prerequisites are met to get the entry and visa process.
He has no bad reputation for criminal records, political contacts etc.
Loan limit
Minimum: 100,000 BD and maximum: 1,000,000 BD.
Loan application fee
600 BD
Required documents
Complete the procedures including the application to open the air conditioning.
Authorization letter of the student benefiting from the loan.
Copies of national identity card and tax identification number of borrower, student and guarantor (if any).
Salary / Income certificate showing net profit.
A copy of passport with valid visa for the student, where applicable.
Copies of the student’s certificate of education.
Any other document is considered wisely necessary.
Mercantile Bank Limited
Mercantile Bank Education loan can be availed by any Bangladeshi student with proven track record in education to provide financial support for other educational purposes such as abroad or within the country.

To pursue postgraduate study for (general / technical) university courses at home and abroad.
Loan limit
Maximum Tk.5.00 LAK for studies in Bangladesh and Max. 20.00 TL for study abroad.
Minimum 01 year depending on the nature of the courses, maximum 06 years, with an extension of three months
Age Range
18–26 years old
Rate of interest
Competitive interest rate
Customer segment
Any student of Bangladesh citizenship
Achieves an excellent result for SSC / HSC / O-level / A-level or equivalent from any recognized educational institution at home or to pursue university studies at home
Excellent score in SSC / HSC / O-Level / A-Level or equivalent from any recognized educational institution at home or abroad for pursuing postgraduate courses at home or abroad
The parent / guardian will become a co-provider (student) jointly with the student, and the education loan application form will be signed by the parent / guardian with the student.
Loan consideration
Fee payable for University / College / Hostel
Buy books / equipment / tools / uniforms
Travel abroad
Computer purchase – required to complete the course
Housing and accommodation expenses in recognized accommodation / private accommodation
Required documents
Important data of the applicant with the parent
Personal net worth of a trustee
Salary certificate, if any, from the employer for both the applicant and the guardian
Copies of the financial requirements to follow the syllabus, duly issued by the competent authority of the concerned educational institution
Selected Educational Institute Overview
No objection certificate from employer to continue the study
A copy of a valid Bangladeshi passport in case of study abroad
Open the student file using MBL
NRB Global Bank
The NRB Student Education Loan Program is designed to help prospective students aspiring to fulfill their dreams by pursuing higher education in Bangladesh.

Who can apply
Non-resident Bangladesh (NRB) to benefit from the cost of higher education for their children

The loan will be allowed to benefit from the higher education cost of an NRB child, only in Bangladesh, which includes admission fees, tuition fees, semester fees and other fees, as indicated by educational institutions, living / housing.

Feature guide
Loan limit: BD 50,000 up to BD 5,000,000

Repayment period: 12 months – 36 months

Rate of interest: 14% per annum

Shah Jalal Islamic Bank
Shahjalal Islamic Bank has created an education investment scheme to help parents fulfill the dream of allowing their children to get higher education.


A Bangladeshi credit-earning person or a self-employed person can avail these facilities for their children.

Investment objective
To pay tuition fees.
To pay hostel fee.
To meet travel expenses.
Buy computers, books etc.
Investment amount
In Bangladesh: Vaccine limits. 7,000,000 / – Rs.
Overseas: Maximum vaccines. 15,000,000 / – Rs.
Duration: Maximum 60 months.


In Bangladesh: 10% margin.

Overseas: 20% margin.

Payment Type:

Equivalent to monthly installments.

profit rate:

14.00% per annum

Special case
The student profile should be kept at Shahjalal Islamic Bank Limited.

Specific property
Partial modification or full prepayment of liability is allowed at any time with no settlement fee.

Apart from these banks, there are more financial institutions that offer student / education loans. If you are looking for the best student loan available, you can compare all the information and then choose the information that works for you.










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